Are you a parent? Are you worried? God forbid something were to happen to you, a loved one, or sole breadwinner of the family, how would you or the family carry on? I work with 114 investment companies and I help families create generational wealth. People put insurance on their cars, phones, laptops, TV's etc. But what about you? GoFund or car washes shouldn't be the way your children or spouse raise money for your funeral expenses.